Integrated Wealth Services

  • Investment Strategies

    This is where your money grows. Perhaps that explains why it tends to be the most anxiously picked over, poked and prodded part of a garden-variety investment plan. Nothing could be more counterproductive. With investing, it is discipline that pays the biggest dividends. We prepare a prudent investment strategy based on your objectives and risk tolerance, then we implement it with a broad range of quality investments.Your portfolio will be designed to adapt to the daily changes, bumps and grinds, ups and downs of the market. It will be regularly monitored and systematically rebalanced to ensure that it continues to reflect your personalized plan.

  • Risk Management and Insurance

    Don’t think of it as just the safety net of your wealth management plan. These days, insurance can be designed to meet specific investment objectives as well. We work with Canada’s leading insurance providers to manage the risks and maximize the opportunities at every stage of your personal and professional life.

    You may be advised to consider:
    -Protecting your current income
    -Supplementing your pension at retirement
    -Providing for accident, illness or disability
    -Protecting your business against loss of key personnel
    -Providing employees with group insurance and retirement plans
    -Planning your business succession
    With our help, you can implement a program that strengthens and safeguards your family’s financial security.

  • Tax Planning

    It’s a fact of life in this country: the more you have, the more you have to pay. Working with tax professionals, we are adept at reducing your tax liability. Because, after all, that’s where it belongs. There are tax implications to each and every element of your complete wealth plan; and we can deploy a whole arsenal of tactics to minimize your tax burden. And deploy them we will.

    Tax-smart strategies include:
    – Taking advantage of the tax sheltering provided in registered plans
    – Optimizing tax-preferred income and use of capital losses in non-registered plan
    – Establishing trusts and endowments
    – Choosing tax-deferred and tax exempt options
    – Splitting income among family members

  • Estate Planning

    Our team of professionals will work with you to provide you with a customized roadmap for how to structure the distribution of your assets in a manner that is tax efficient and achieves your wishes. We make recommendations for your will planning, beneficiary designation and incapacity planning. This helps ensure that you will pass along more to your family and less to the government. It also lays out a smooth and stress-free transition of your assets to the next generation and intended beneficiaries. The way we see it, a well-structured effective estate plan is the best legacy of all.

    Our team of professionals will work with you to provide you with a customized roadmap for how to structure the distribution of your assets in a manner that is tax efficient and achieves your wishes.

    We make recommendations for your will planning, beneficiary designation and incapacity planning. This helps ensure that you will pass along more to your family and less to the government. It also lays out a smooth and stress-free transition of your assets to the next generation and intended beneficiaries. The way we see it, a well-structured effective estate plan is the best legacy of all.

Loading...